اقتصاد

Banks lend 424 million dinars in two months.

تاريخ النشر : الأحد - am 12:00 | 2022-04-10

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الأنباط -

Al-Anbat Ola Rasheed

According to the Central Bank, the value of funds loaned by local banks in the first two months of this year was 424 million dinars.

The total value of loans at the end of February reached 30.45 billion dinars, compared to 30.02 billion dinars at the end of last year, according to the schedule of credit facilities granted by banks according to type.

Thus, the value of credit facilities increased in the first two months by 1.4% compared to its level at the end of the year.

Credit facilities are defined as the services provided to customers by which individuals, institutions and establishments in the community are provided with the necessary funds, provided that the debtor undertakes to pay those funds, their interests, the commissions due on them and the expenses in one go or in installments on specific dates. Bank credit is granted based on a set of conditions, including the existence of guarantees. Which guarantees the bank to recover his money in the event the customer stops paying without any losses.

The value of loans granted to the private sector amounted to 27.63 billion dinars at the end of last February, an increase of 1.7% over the end of last year, or an amount of 486.3 million dinars. Loans granted to the private sector constituted 91.5% of the total loans granted by banks. The value of the facilities within the current debit type at the end of last February reached 2.83 billion dinars, compared with 2.69 billion dinars, an increase of 4.8%. The percentage of these facilities out of the total value of the facilities granted in the first two months of this year was about 9.2%. While the value of the facilities in the form of loans and advances amounted to 19.11 billion dinars at the end of last February, compared to 18.8 billion dinars at the end of 2021, an increase of 1.4%. Its percentage to the total facilities in the first two months of this year amounted to 62.7%. The facilities under Islamic bank receivables amounted to 8.05 billion dinars in the first two months of this year, compared to 8.04 billion dinars at the end of 2021. While the credit facilities under the value of credit cards at the end of last February amounted to 227.2 million dinars, compared to 220.7 million dinars at the end of 2021, an increase of 2.9%. While the value of facilities in the form of discounted bills of exchange amounted to 225.3 million dinars, compared to 212.4 million dinars with an increase of 6%.